The materials in this site are provided 'as is' and without warranties of any kind either express or implied. SpenceCates.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. SpenceCates.com does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. SpenceCates.com does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not SpenceCates.com) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Under no circumstances, including, but not limited to, negligence, shall SpenceCates.com be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or feeds in this site, even if SpenceCates.com or a SpenceCates.com authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall SpenceCates.com's total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed one percent of the amount paid by you, if any, for accessing this site. If you choose to register and use the SpenceCates.com website, you agree that you do so at your own risk. You also agree that SpenceCates.com is blameless and not responsible for any losses incurred by using the site or the services related to SpenceCates.com. Facts and information at this web site are believed to be accurate at the time they were placed on the web site. Changes may be made at any time without prior notice. The user agrees to be bound by any updates to this policy from the time the updates are added to this policy. All data provided on this web site is to be used for information purposes only. The information contained on this web site and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this web site are only offered in jurisdictions where they may be legally offered.

The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other web sites or references to products, services or publications other than those of SpenceCates.com and its subsidiaries and affiliates at this web site, do not imply the endorsement or approval of such web sites, products, services or publications by SpenceCates.com or its subsidiaries and affiliates. All third-party logos, corporate identifiers, and images which appear on the SpenceCates.com website are the exclusive property of their respective owners. SpenceCates.com claims no ownership rights or privileges to said items. Third-party logos, corporate identifiers, and images which appear on certain pages are used with the express consent of companies and individuals requesting placement of said elements on SpenceCates.com pages. Certain names, graphics, logos, icons, designs, words, titles or phrases at this web site may constitute trade names, trademarks or service marks of SpenceCates.com or of other entities. The display of trademarks on this web site does not imply that a license of any kind has been granted.

You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from SpenceCates.com, and all information to which you have access through password-protected areas of SpenceCates.com's web sites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

These Terms of Service/Use will apply to every access to SpenceCates.com. SpenceCates.com reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from SpenceCates.com will be a separate, discrete transaction based on the then prevailing terms. This Terms of Service/Use and the license granted may not be assigned or sublet by You without SpenceCates.com's written consent in advance. These Terms of Service/Use shall be governed by, construed and enforced in accordance with the laws of the state of Texas, as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate SpenceCates.com and/or its affiliates' intellectual property rights, SpenceCates.com and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of Texas, and you consent to exclusive jurisdiction and venue in such courts. Any other disputes will be resolved as follows: If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in one of the following locations: Conroe, Texas. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at one of the following locations: Conroe, Texas under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so. If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby. TERMINATION These Terms of Service/Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all SpenceCates.com site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at SpenceCates.com's sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other SpenceCates.com site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.